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Monica Hawke
190 Turner St Suite D,
Southern Pines, NC 28387
Office: 910-693-3300
Toll Free: 800-808-2605
Cell: 910-639-3808
Email: monica@monicahawke.com
"Moving Beyond Excellence"
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Buying a Home
Buying a Home Requires Many Difficult Decisions
Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. As a top Pinehurst/Southern Pines area REALTOR®, I will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest.
Let me represent your best interests in your search for a new home in the Pinehurst/Southern Pines area. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyers beware! Ask me any question about buying a home in the Pinehurst/Southern Pines area. It's my job to help you! It's free and there's no obligation, and I promise to respond quickly. Call me and let's get started.
"Moving Beyond Excellence"
As Your Agent, I Will:
- Assure that you see all the properties in the area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
Closing Costs to Expect:
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
Get familiar with Real Estate and Financing terms & lingo.
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